CB-Rewards-Plus-Amex

Cashback Rewards Plus American Express® Card


The USAA American Express® Card is great for earning more on gas and groceries. Cardholders earn 5% cash back on up to $3,000 in gas purchases per year along with 2% cash back on up to $3,000 in supermarket purchases per year.

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Advertiser Disclosure


Earn 5% cash back on up to $3,000 in gasoline purchases per year.


Earn 2% on your first $3,000 on supermarket purchases per year.


Earn 1% cash back on all other purchases with no cap.

Card Details

Credit Needed

Applicants should have a credit score of 700 or higher for a better chance of approval, although this is not required to apply. If your credit score is lower you may be offered a different credit card product to meet your credit score range.

Card Rewards

Earn 5% cash back on up to $3,000 in gasoline purchases per year.
Earn 2% cash back on up to $3,000 in supermarket purchases per year.
Earn 1% cash back on all other purchases with no cap.

Chip Technology

Chip card technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.

Benefits for Military Members

Special rates are available for military members during deployment or PCS. Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR, currently between 11.90% to 25.90%, will apply. This rate will vary with the market based on the prime rate. When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.

Pros

If you do not qualify for the Card USAA will likely offer you a different credit card product. USAA wants your business and they offer an excellent customer service team focused on meeting your financial needs.

Cons

Membership is limited to active military, retired military and honorably discharged veterans. If your spouse or parent has served in the military you may also be eligible.

Top Rated Credit Card

USAA credit cards are top-rated according to a survey measuring customer experience. The survey conducted by the Temkin group rated customer experiences with 206 large companies. USAA ranked highest in meeting customers’ needs.

Travel Benefits

Cardholders get travel accident insurance up to $1 million.

Worldwide Car Rental Insurance

Collision damage waiver coverage pays for physical damage and theft to most rental vehicles with an MSRP (manufacturer’s suggested retail price) of $50,000 or less when you pay with your Card and decline the rental company’s collision loss/damage insurance.

Full Banking Products

Besides credit cards USAA offers free checking accounts, investment products, insurance products along with auto, mortgage and personal loans and much more. They make it convenient by offering customers mobile banking and access to deposits immediately. USAA is dedicated to helping you achieve your financial goals.

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    Summary of Key Benefits:
  • Earn 5% cash back on up to $3,000 in gasoline purchases per year.
  • Earn 2% cash back on up to $3,000 in supermarket purchases per year.
  • Earn 1% cash back on all other purchases with no cap.
  • Rebates are awarded every January for the purchases made the previous 12 months.
The editorial content on this page (including, but not limited to, Pros and Cons) is not provided by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. The credit card offers that appear on this site are from credit card companies from which this site may receive compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.

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