USAA Secure Free Checking Account
USAA offers truly free checking regardless of your balance including free ATMs nationwide. At the end of the month customers get reimbursed any ATM fees. Plus qualifying members can deposit checks with [email protected]® app.
No Fees, No Minimums, Free Nationwide ATMs.
Free unlimited funds transfers to and from any bank.
Mobile check deposits.
USAA does not use Chexsystems to open accounts. USAA will pull your credit to verify your identity. Membership is only open to military members, veterans and their eligible family members. A spouse or adult child may be eligible through marriage or a parent.
USAA Checking Account is best for members who want a free checking account, free nationwide ATM use and the ability to pay bills and deposit checks online. View and manage your checking account online or with your mobile phone. Free unlimited funds transfers to and from any bank nationwide. USAA is a great bank and there are no monthly fees regardless of your balance. There is a $25 initial deposit required to open an account. USAA offers immediate credit for deposits. There is no waiting on deposits to clear. This feature is exceptional since most USAA customers do not have access to a local branch.
Free Bill Pay
Pay and manage your bills with Web Bill Pay®. Send money to anyone from your phone using an email or mobile number. Use Apple Pay™ to securely pay stores with just a touch of your iPhone®.
Deposit checks from anywhere. Make check deposits from your mobile device or your laptop. Or, deposit checks at select locations of The UPS Store®. And at deposit-taking ATMs.
From credit cards to personal loans, auto loans, insurance products, mutual funds, brokerage accounts and free financial advice you can’t go wrong with USAA Bank. It is a full-service bank with excellent customer service. No fees, no minimum balance requirements and a truly free checking account.
USAA has limited membership. It is not open to all consumers and that is unfortunate. At one time USAA allowed anyone to become a member and many consumers have benefited from their vast services.